LM offers twice the coverage for Personal Property-like 200K vs 100k, though really I can't imagine having anywhere near $100k in personal property. HPP 20% increase-in the end, it's about the same for a total lose.Ĭurrently, all structures are attached to the house-even the garage.īoth companies offer offer Replacement or Cash Value options for roof and belongings-these quotes are for Replacement for roof and belongings with both companies. They are the ones low-balling on the Dwelling, but the price is with Increased Dwelling which like a 50% above Dwelling vs. The Progressive insurance is through Homesite. The agent stated that all that is required to is have a fire extinguisher (which I already own) and deadbolts on all outside doors (and I can get the HPP discount now on the condition that I setup deadbolts in the first few weeks after closing). LM has good Dwelling protection and is offering me HPP and it's listed in the offer. Thank you for the information, you guys are awesome.
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